Health Insurance Quotes in Florida
We offer individual health insurance quotes to fit a variety of situations, and our online quoting service makes getting a health insurance quote fast and easy.
Find a quote for individual or family health insurance, students, early retirees, or as an alternative to COBRA. Get both long term individual health insurance quotes, or quotes for short term or temporary health insurance.
Not a Florida resident? To get a low cost health insurance quote for your state, just click on the Other States Link on the left menu, then go to your particular state.
We are your One Source for low cost, affordable health insurance quotes for all states.
Group Health Insurance Quotes in Florida
Our online group health insurance quoting service provides benefit comparisons, provider searches and applications. Design the plan you need, then get the lowest health insurance quotes available.
To get a low cost health insurance group quote for you and your employees, just click on the Other States Link on the left menu, then go to your particular state.
We are your One 
Source
for health insurance quotes.
Have Questions About Insurance? Find Answers Here!
Do you have a pre-existing condition? What are your options when leaving a group health insurance plan? What are the differences between traditional "medically underwritten" individual/family and group health insurance options? We can help.
HIPAA - Guaranteed Issue Plan
The Health Insurance Portability and Accountability Act of 1996 (HIPPA)
allows individuals leaving employer sponsored plans (group health insurance
plans) to qualify for guaranteed issue individual health insurance if
they meet these qualifications:
• Have completed a minimum of 18 months of continuous health coverage,
most recently under an employer sponsored group health plan.
• Have elected and exhausted continuation of coverage under COBRA, if available
• Have lost coverage within the last 63 days
• Are not eligible for Medic-aid or Medicare, or have any other health
coverage
Additional requirement apply. Ask your broker if you qualify for a HIPAA
plan and if a HIPAA plan is right for you.
Options When Leaving a Group Plan
HIPPA is just one option available when leaving a group health insurance
plan. Other options include federal COBRA (groups with 20 or more employees),
individual conversion plan, extension of benefits if totally disabled,
HIPAA guaranteed issue plan, or medically underwritten individual and
family health insurance.
Understanding all your choices will enable you to make an informed choice. Some plans guarantee issue regardless of health history, and others don’t, and prices, benefits and coverage will vary widely. If you’re unsure, ask your broker!
Useful Links
Click on the links on the left menu to find information about “guaranteed issue plans” and State/Federal assistance programs for low income individuals and special programs for children. We’ve also included some helpful links below.
Checkup on Health Insurance Choices
This link takes you to the Agency for Health Care Policy and Research (AHCPR),
a Department of Health and Human Services (HHS) Public Health Service.
You’ll find vital information, and helpful tips on many subjects, including:
• Thinking About Health Insurance Choices
• Why Do You Need Health Insurance?
• Where Do People Get Health Insurance Coverage?
• Group Health Insurance
• Individual Health Insurance
• Health Maintenance Organizations (HMOs)
• Questions to Ask About an HMO
• Preferred Provider Organizations (PPOs)
• Questions to Ask About a PPO
• Checklist: What's Most Important to You?
• Worksheet: What Is Your Best Health Insurance Buy?
Understanding Health Insurance Terms
AHCPR Publication No. 93-0018, December 1992. Agency for Health Care Policy
and Research, Rockville, MD.
A Consumer's Guide
to Getting and keeping Health Insurance in Florida
Complied by the experts at Georgetown University, this PDF document contains
useful information that consumers should know, such as:
• A summary of your protections
• Your protections under group health plans
• Your protections when buying individual health insurance.
• Your protections as a small employer or self employed person.
We offer Florida residents a full range of CHOICES
Affordable Health Insurance • Affordable Health Insurance Florida • Affordable Health Insurance Plans • Family Health Insurance Florida • Florida Family Health Insurance • Florida Group Health Insurance • Florida Health Insurance • Florida Health Insurance Choices • Florida Health Insurance Plans • Florida Health Insurance Quote • Florida Individual Health Insurance • Florida Student Health Insurance • Group Health Insurance Florida • Health Insurance Florida • Health Insurance for Children Only • Health Insurance for Single Parents • Health Insurance Quote Florida • Individual Health Insurance Florida • Instant Online Quote • Instead of COBRA • Major Medical Health Insurance • Preferred Provider Organization - PPO • Student Health Insurance Florida • Temporary Health Insurance • Unicare • Unicare Health Insurance •
Notice to Consumers - Terms of Use
The Florida Health Insurance web site is designed as a health insurance
directory to help the consumer find quotes and information on health
insurance options in Florida. A local broker may be the best source of
this information. With a click of the mouse (on the Rate Button near
the top of this site) you will be linked to the web site of a broker
specializing in health insurance in Florida.
1stopshopping4insurance.com is provided by Online Resource Center and does not sell health insurance and is not affiliated with the broker you will be linked to. By using this web site, you acknowledge that Florida Health Insurance .com and or Online Resource Center is not responsible for the actions of the broker that you will be linked to and does not have any control over the accuracy of the information contained on their web site.
The purchase of health insurance can be confusing and it is the consumer's
responsibility to ask questions and make sure that they are receiving clear,
complete, accurate and appropriate information. Do not cancel any existing
health insurance until you are approved for the coverage you apply for
and that you know the rates and benefits that have been approved before
canceling the existing coverage.
The balance of the information on this web site is also provided as a service
to you the consumer. We have attempted to provide information that will
help you in your search for health insurance. We do not warrant, nor guarantee
that it is current, complete nor accurate.